by Kwesi Traffic | Mar 8, 2023 | School Profile
Accra Senior High School (ASHS) is a public co-educational high school located in the capital city of Ghana, Accra. The school was established in 1940 as a boys’ school and later became a mixed educational institution in 1988.
ASHS is known for its academic excellence and has a reputation for producing some of the best students in the country. The school’s academic program is structured around six subject areas, including English, mathematics, science, social studies, technical and vocational education, and French.
In addition to academics, ASHS offers a wide range of extracurricular activities, including sports, music, drama, debate, and various clubs and societies. The school has a strong tradition of participating in national competitions and has won several awards and championships in various fields.
ASHS places a strong emphasis on discipline and has strict rules and regulations aimed at ensuring that students remain focused on their academic and personal development. The school’s motto is “Truth, Service, Discipline,” which reflects the core values that the school seeks to instill in its students.
In recent years, ASHS has continued to improve its facilities and academic programs to provide a more conducive learning environment for its students. The school has also implemented several initiatives aimed at promoting inclusivity, diversity, and gender equality.
Overall, ASHS is a highly respected institution that has played an important role in shaping the education landscape in Ghana. The school has produced several prominent alumni in various fields and continues to provide quality education to young people in the country.
by Kwesi Traffic | Mar 8, 2023 | School Profile
Accra Girls Senior High School (AGISS) is a public girls’ high school located in Accra, the capital city of Ghana. The school was established in 1960 and is one of the oldest and most prestigious girls’ high schools in the country.
AGISS is known for its academic excellence and has a reputation for producing some of the best female students in Ghana. The school’s academic program is structured around six subject areas, including English, mathematics, science, social studies, technical and vocational education, and French.
Apart from academics, AGISS also offers a wide range of extracurricular activities, including sports, music, dance, drama, and debate. The school has a strong tradition of participating in national competitions and has won several awards and championships in various fields.
AGISS places a strong emphasis on discipline and has strict rules and regulations aimed at ensuring that students remain focused on their academic and personal development. The school’s motto is “Truth, Honour, Discipline,” which reflects the core values that the school seeks to instill in its students.
In recent years, AGISS has continued to improve its facilities and academic programs to provide a more conducive learning environment for its students. The school has also implemented several initiatives aimed at promoting gender equality and empowering its female students to reach their full potential.
Overall, AGISS is a highly respected institution that has played a significant role in empowering young women in Ghana and preparing them for success in their chosen fields.
by Kwesi Traffic | Mar 8, 2023 | Resource
Accra Academy SHS (Senior High School) is a public boys’ high school located in Bubiashie, a suburb of Accra, Ghana. The school was established in 1931 and has since become one of the top-performing schools in the country.
Accra Academy is known for its academic excellence and has produced several prominent alumni in various fields. The school’s academic program is structured around six subject areas, including English, mathematics, science, social studies, technical and vocational education, and French.
Aside from academics, Accra Academy also offers a variety of extracurricular activities, including sports, music, drama, and debate. The school has a strong reputation for its football team, which has won several national and regional championships.
Accra Academy has a strong emphasis on discipline and offers a structured environment to ensure that students remain focused on their academic and personal development. The school’s motto is “Scientia Potestas Est,” which translates to “Knowledge is power.”
In recent years, Accra Academy has continued to make strides in improving its facilities and academic programs to meet the needs of its students. The school has also implemented several initiatives aimed at promoting a more inclusive and diverse learning environment.
Overall, Accra Academy SHS is a highly respected institution that has played an important role in shaping the education landscape in Ghana.
by Kwesi Traffic | Mar 8, 2023 | Editor Picks
Ecommerce has become an essential part of modern business, especially on the rise during the pandemic. Many businesses have started to shift their focus towards online sales and are exploring the various options that ecommerce offers. In this article, we will explore six essential facts about ecommerce that every business should be aware of.
6 Facts about ecommerce for businesses
Here are the 6 facts about ecommerce for businesses:
Ecommerce sales are growing rapidly
Ecommerce sales have been growing rapidly over the past decade, and the trend is expected to continue. In 2020, ecommerce sales in the United States increased by 44% from the previous year, reaching a total of $861 billion.
Mobile commerce is on the rise
Mobile commerce, or m-commerce, refers to ecommerce transactions conducted on mobile devices. With the widespread use of smartphones and tablets, m-commerce is becoming increasingly popular. In fact, in 2020, 73% of all ecommerce sales in the US were made on mobile devices.
Social media is a key ecommerce platform
Social media platforms like Facebook, Instagram, and Pinterest are increasingly being used as ecommerce platforms. In fact, in 2020, over 80% of Instagram users reported that they use the platform to research products and services, and nearly two-thirds of users reported that they have made a purchase on Instagram.
Personalization is important in ecommerce
Personalization is becoming increasingly important in ecommerce, as customers expect tailored recommendations and experiences. In fact, a study found that 80% of shoppers are more likely to make a purchase from a company that offers personalized experiences.
Payment security is crucial
Payment security is crucial in ecommerce, as customers are increasingly concerned about the safety of their personal and financial information. Businesses that offer secure payment options, such as encrypted payment gateways and two-factor authentication, are more likely to earn the trust of customers.
Shipping and delivery options are key
Shipping and delivery options are key considerations for ecommerce customers, as they want their purchases to arrive quickly and reliably. Businesses that offer fast and affordable shipping options, as well as flexible delivery options like same-day or in-store pickup, are more likely to attract and retain customers.
In conclusion, ecommerce for businesses is a rapidly growing industry. Businesses need to take it seriously. By understanding the importance of mobile commerce, social media, personalization, payment security, and shipping and delivery options, businesses can take the necessary steps to stay ahead of the competition and provide their customers with the best possible online shopping experience.
by Kwesi Traffic | Feb 25, 2023 | Editor Picks
Payment gateways perform an important role in processing and authorizing the payments or transactions between merchant and customers. Payment gateway encrypt important information and details of payment such as credit cards number. It is to guarantee that the information is passed securely between customer and merchant.
How does Payment Gateways work?
We will explain how a payment gateway works. Lets make it more simple to understand of how payment gateways work.
Step 1 – A customer will place an order on the website by submitting the order, checkout form the cart or any equivalent button.
Step 2 – Merchant securely transfer order information the payment gateway. Customers will pay with their preferred payment method. The transaction is then routed to the issuing bank or the 3D secure page to request transaction authentication.
Step 3 – After the authentication process is successful, the transaction is then authorized or declined (depending on the funds available in the customers account) by the issuing bank or card (VISA, MASTERCARD, MAESTRO, RUPAY, AMERICAN EXPRESS).
Step 4 – Payment gateway sends a message to the merchant accordingly.
Step 5 – The bank settles the payment with payment gateway and then the payment gateway settles the money to the merchant.
When using payment gateway, there are 3 important things they do when customer wants to make purchase from merchant’s website. It is either by credit card, debit card, online netbanking or cash. The 3 important things are included authorization, settlement and reporting.
Some Payment Gateways have developed Inteperobilty Settlements for African countries using Mobile Money payments.
Payment gateway providers also provide merchants with other benefits such as a virtual terminal that can help receiving payment in physical outlets through the same methods of payment.
Payment Gateways – Types
There are a number of payment gateways that are providing services to different businesses. Onre of the leading payment gateway is Stripe. It is globally present and has all the basic pre-requisites an ideal payment gateway needs. It is secure with PCI-DSS and has 128 SSL encryption.
One very common thing about vaious types of payment gateways is that they are country specific in terms of operations. Some payment gateways work only in specified countries. It is important that you take note of the most secure and readily available payment gateway in your country.
What are the types of payment gateway system?
There are 4 types of payment gateway:
- Hosted payment gateway
- Self-hosted payment gateway
- API hosted payment gateway
- Local bank integration gateway
Read more about “Types of Payment Gateways – The top 4“.
Choosing a Secure Payment Gateway
You should first have a clear understanding of what separates a good payment gateway from a bad one. From many perspectives, the following are some essential characteristics of an excellent payment solution:
Users’ payment details must be stored as secure as necessary. Setting the breach chance to near-zero level is a must. Otherwise, the merchant will lose its customers’ trust in one moment. A PCI-DSS Compliance suffices for this purpose. No matter your project is a play or real, do your best to make it as secure as it is possible.
2. Fast processing
The processing time of payments is a critical feature for a wide range of businesses. Slow processing leads to high abandon rates among users. For your project, which highly likely will be rather simple, the processing speed won’t be a challenge.
3. Low fees
Today’s businesses generally have low margins due to high competitiveness. The lowest possible fee level is a total must, while the highest costs mean great dissatisfaction from users. As you can see, this point doesn’t matter in your case.
4. Proper documentation and friendly support
The biggest complaints from the developers here are the poor documentation and the inadequate assistance. These two problems lengthen the integration process, increase its cost, and frequently degrade its quality. Also, you should consider documentation as a developer whether or not it will result in a practical business solution.
5. Fewer bugs
The more bugs a specific payment system has, the more issues your customers will face. Moreover, bugs in the payments sometimes cause massive financial losses. Believe me, there are hordes of different payment systems globally, which are crowded with bugs. Please do not create another one!
6. Resistance to chargebacks
If the chargebacks become a regular thing, the business will face heavy losses. It’s right for declined transactions too. This part may be quite hard for you to implement as it requires real experience, understanding of patterns of users’ behavior, as well as historical data on how chargebacks occurred.
Mobile payments are trendy across the globe. If your payment solution is incompatible with mobile devices, in most cases, your customers will ignore your tool. As you are focusing on web development only, it’ll be quite hard for you to make something more than just an adaptive web version.
8. Stable sandbox
Do not force your customers to test the solution using real payments. It may lead to losses and massive dissatisfaction. At the same time, it may be rather hard for you alone to arrange functional, integration, performance, and security tests.
9. Compatibility over time
Software programs occasionally get updates and new features. Even though some of the libraries it uses have undergone major change, the payment system should continue to operate following these modifications. Of course, without a development team, and taking a few days off for maintenance.
By using a payment gateway, it puts the control of business payment acceptance into your hands hence raising the power to grow right through your fingertips. At checkercards.com we secure payments of customers using payment gateways. However, we sometimes adhere to traditionala direct deposits especially upon request and preference of customers.